An Untapped Resource
Many adults have an ingrained distrust of the stock market. These fears may be largely unfounded and based only on short term investments. If investors are willing to stay with stocks and not sell for a long period of time, such as 15 years, have generally been rewarded with significant positive returns. In addition, historically stocks have performed at an annual return rate of 10%, high above the inflation rate of 3.2 percent. Despite this long term gain, only half of adults say that they or their spouse own any stocks at all, either through funds or individually managed. The group generally accepted as the middle class, with incomes between $30,000 and $75,000, have only 55% of their members investing in the market. Society’s natural inclination to look only at the negative, such as the great depression or the recent recession, may be preventing a full half of us from getting the full value out of our money. We don’t have to learn how to invest ourselves and go it on our own. There are many companies that can help you become accustomed to investing your money.
How Do I Get Started?
The average person is probably not confident in their knowledge of the stock market and other financial matters, and this could explain the reluctance to invest. In these situations, shareholder services can be extremely valuable. Also known as the investor relations industry, shareholder communications services are companies that can invest your money for you. You still get the advantages of being in the stock market, such as dividends and long term financial gain, while keeping your time and saving yourself much worry and frustration. Depending on what type of investor relations firm you are doing business with, they may charge a monthly or annual fee for the service. This rate can vary greatly, so it pays to shop around through the different issuer services. After all, it is your money. Choose to work with shareholder services that you trust.
Questions or Comments? Let us know below!
An Untapped Resource